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We ask that you stay focused on the story topic, respect other people's opinions, and avoid profanity, offensive statements, illegal contents and advertisement posts. Bankrate reserves the right (but is not obligated) to edit or delete your comments.Please avoid posting private or confidential information, and also keep in mind that anything you post may be disclosed, published, transmitted or reused.(See Budget)Video: Tips when applying for a new card -- Make applying for a new card a painless and successful process by following these tips ...(See Credit)Video: 4 ways students can build credit -- For students and graduates, the time is now to build credit so you can buy a car, rent an apartment and build credit history ...Learn how to use our card comparison tool to make the right decisions ...Photo courtesy of @richkidsofinstagram Sorry, medium-high rollers. A staggering 82% of Americans indicate that if someone they were having dinner with offered to pay and whipped out a premium credit card -- like a gold, platinum or black card -- it would make no impression whatsoever, according to a recent Bankrate survey of 1,002 U. How about a jewel-encrusted, solid gold credit card that also features inlaid mother of pearl? Super-exclusive credit cards are a big deal because they are invitation-only, they require you to charge tens of thousands or hundreds of thousands of dollars annually and they are made of premium materials, says Allen Walton, an online-business entrepreneur in Texas."Take all of those qualities -- wealth, physical attractiveness, prestige -- it's what everybody wants in their own lives," Walton says.

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Cards Against Humanity is a party game for horrible people.He says he sings it to her every year, but usually not in person. Police say a Michigan man pleaded guilty to sexually assaulting an 11-year-old and 13-year-old brothers.Court records show one boy was forced to wear a diaper and given a pacifier to muffle his screams.(See House)Video: Cruising with card points -- Cruising the blue waters of the Caribbean, soaking in the sun ... (See Rewards)Food trucks leaving cash in the dust -- More restaurants and food trucks are going cashless, so don't forget your credit card if you're heading out for a bite to eat ...(See Payments)Video: Master your bucket list with points -- If your bucket list has items like travel and getting in shape, you may be able to use your credit card rewards points to do it on the cheap ... -- saves you the hassle of applying for cards that end up not being right for you.